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The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage- The FDCPA doesn? Every collector must send you a written? If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights- Where do I report a debt collector for an alleged violation? If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter? If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you- If you don? Yes- If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select- Equally important, a debt collector may not apply a payment to a debt you don? No- A debt collector may not contact you at inconvenient times or places, such as before in the morning or after at night, unless you agree to it- And collectors may not contact you at work if they?

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No- A debt collector may not contact you at inconvenient times or places, such as before in the morning or after at night, unless you agree to it- And collectors may not contact you at work if they? Report any problems you have with a debt collector to your state Attorney General? If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter? The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage- The FDCPA doesn? In the Law of Novation: If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you- If you don? Collection Agency's do NOT fall under Do NOT Call registry, as they are not telemarketers- However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us- They are counting on that- - Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that- This includes Attorney's in state's other than your state of residence- The only Attorney's that can sue you, have to be licensed in your resident state-A word of caution:

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You have the right to sue a collector in a state or federal court within one year from the date the law was violated- If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills- The judge can require the debt collector to pay you up to , even if you can? If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you- If you don? In the Law of Novation: If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights- Where do I report a debt collector for an alleged violation? If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter? Harassment- Debt collectors may not harass, oppress, or abuse you or any third parties they contact- For example, they may not: No- A debt collector may not contact you at inconvenient times or places, such as before in the morning or after at night, unless you agree to it- And collectors may not contact you at work if they? Collection Agency's do NOT fall under Do NOT Call registry, as they are not telemarketers- However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us- They are counting on that- - Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that- This includes Attorney's in state's other than your state of residence- The only Attorney's that can sue you, have to be licensed in your resident state-A word of caution:

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Or what about a major illness, guess you've never had that either - too bad- Maybe if you did, you'd understand why and how people end up getting in financial straights- Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc-What if the money isn't there to pay these debts to begin with? According to the law, if you send the debt collector a letter stating that you do not owe some or all of the money within days after you receive written notice of a debt, the collector must stop trying to collect until you? Pay immediately via money order or EFT money transfer or feds will arrest you w in hours, seize your accounts, home, car and passport-Here's additional names he uses: No- A debt collector may not contact you at inconvenient times or places, such as before in the morning or after at night, unless you agree to it- And collectors may not contact you at work if they?

Trace mobile phone number caller name address details for mobile phone number series The mobile phone tracker has traced operator and location. Artemisa Says nothing when you answer. SHIRLEY CLAYPOOL I got the same call just a few moments ago - she barely spoke English, gave me some BS about getting free money from the government- When I asked how she got my name because I didn't sign up for anything - she hung up- Just another scam - .

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